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		<loc>https://garlandmortgage.ca/2024/08/06/%f0%9f%8f%a1%f0%9f%93%8acanadian-bond-yields-dip-are-lower-mortgage-rates-on-the-horizon-%f0%9f%8c%9f%f0%9f%92%b8/</loc>
		<lastmod>2025-09-03T17:28:03+00:00</lastmod>
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		<lastmod>2025-09-03T17:25:32+00:00</lastmod>
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		<lastmod>2025-09-03T17:23:28+00:00</lastmod>
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		<lastmod>2026-06-10T17:48:42+00:00</lastmod>
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		<lastmod>2026-06-10T17:47:56+00:00</lastmod>
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		<lastmod>2026-06-10T17:48:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://garlandmortgage.ca/2024/06/16/updates-on-30-year-insured-amortizations/</loc>
		<lastmod>2026-06-10T17:49:06+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2025-09-03T15:56:08+00:00</lastmod>
	</url>
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		<lastmod>2026-06-10T17:49:19+00:00</lastmod>
	</url>
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		<lastmod>2026-06-10T17:49:27+00:00</lastmod>
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		<lastmod>2026-06-10T17:49:39+00:00</lastmod>
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		<lastmod>2026-06-10T17:49:48+00:00</lastmod>
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		<lastmod>2026-06-10T17:49:56+00:00</lastmod>
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		<lastmod>2026-06-10T17:50:06+00:00</lastmod>
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		<lastmod>2026-06-10T17:50:40+00:00</lastmod>
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		<lastmod>2026-06-10T17:51:02+00:00</lastmod>
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		<lastmod>2026-06-10T17:51:12+00:00</lastmod>
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		<lastmod>2026-06-10T17:51:25+00:00</lastmod>
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		<lastmod>2026-06-10T17:51:35+00:00</lastmod>
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		<lastmod>2026-06-10T17:52:36+00:00</lastmod>
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		<lastmod>2026-06-10T17:52:50+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2026-06-10T17:53:16+00:00</lastmod>
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	<url>
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		<lastmod>2026-06-10T17:53:30+00:00</lastmod>
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